Getting To Know You
Filing for a claim is not that easy. Make sure that you had understood what the policy states and what it covers and not. Marine insurance does not cover loss, damage or expense caused by war, hostilities or warlike acts, civil commotions, labor disturbances and the like.
Loss, damage and liability or expense resulting from the personal act or mission of the assured done with the intent to cause such loss damage, liability or expense, or recklessly and with knowledge that such loss, damage, liability or expense would probably result is not covered as well.