Specialist Policies — Part II

24.jpgby Andrea 

Overdue insurance:  kind of insurance which is currently out of date due to innovations in communication. It was an untimely form of reinsurance and was acquired by an insurer when a ship was behind schedule arriving at the destination harbor. The risk here was the ship might have been gone but, just as might have been late. The past due insurance of the Titanic was legendary countersigned on the doorstep of Lloyd’s.

 Cargo insurance: Cargo insurance is underwritten at the Institute Cargo Clauses, by means of reporting on an A, B, or C basis; A having the broadest cover and C the most controlled. Valuable cargo is known in marine insurance as specie.

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