Ocean Marine and Liability Coverage is called Protection and Indemnity or P&I coverage. P&I covers bodily injury and property damage to the common public and to the master crew. Legal liability is also covered by this for the cargo of others that are carried. A pollution segregation section is profoundly attached to the basic policy and it depends on the P&I Society writing the coverage and their analysis of the loss possibility. One of the biggest writers of ocean marine coverage is Lloyd’s of London and because insurance for oceangoing vessels is deeply reinsured it is highly probable that Lloyd’s is involved in most contracts protecting ocean going vessels.